How we work

Step 1 – Discovery

Your journey with us begins with an initial meeting with your dedicated financial adviser. Whether you’re worried about a specific issue or need general support, this meeting is your opportunity to tell us. You’ll be asked straightforward, jargon-free questions about your life, wealth, and goals and what you feel is your attitude to financial risk.

Discovery meetings typically last one hour, and can be held face to face, via video conference, or over the phone. The meeting is completely at our expense with no cost to you, and there’s no obligation to proceed with any of our services at this point. We’ll explain our costs in full before carrying out any work on your behalf.

Step 2 – Strategy

After you’ve met with your adviser and feel comfortable that financial planning is right for you, we can begin setting the wheels in motion. Our experienced advisers will look in more detail at your current financial arrangements to understand what changes might need to be made. Through us, you’ll be able to take advantage of cash flow modelling tools that allow you to see how different decisions and life events could affect your wealth over time.

If appropriate, you’ll get a strategy report providing an overview of your goals and whether you’re on track to achieve them. This will help you identify any areas needing immediate attention.

Step 3 – Recommendation and implementation

Your strategy gives you the big picture about your wealth, but now it’s time to get down to the details. When we start working together, we’ll explore the best ways to help you meet your objectives. As our client, you’ll have access to our extensive panel of investment solutions, specially curated by our expert team.

Once our team has completed their review of the most appropriate solutions for your needs, they’ll prepare and talk you through your personalised report. This document outlines our recommendations in plain English, clearly explaining all the pros and cons.

If you’re happy with the suggestions we’ve made, we’ll put them in place on your behalf. Our team will take care of all the necessary paperwork and admin, so there’s nothing for you to worry about.

Step 4 – Review

None of us can predict what life will throw our way, which means plans can change. That also applies to your wealth, and we’ll be on hand to help you update your financial plan should you ever need to. Our advisers are at your disposal for regular review meetings to check on the performance of your assets. If a new situation arises or things aren’t going to plan, we’ll help you to make any necessary adjustments.