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Nikki Rowell
Partner

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My profile

I am a Chartered Financial Planner with over 12 years of experience within the financial industry, specialising in investments, pensions and inheritance tax planning.

My career began in private banking and accountancy firms, where I gained valuable experience helping my clients to make informed financial decisions. My extensive experience in the financial planning industry allows me to support you with holistic financial planning advice.

I have a high level of expertise in investments, pensions and inheritance tax planning. I am designated as a Pensions Transfer Specialist so can advise you on the most suitable option for your defined benefit or final salary pensions.

The levels, bases and reliefs from taxation are subject to the individual circumstances of the investment.

The value of your investment can go down as well as up and you may not get back the full amount invested

The Financial Conduct Authority does not regulate taxation and trust advice

Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefit and is not suitable for everyone.

How I work

My job is to help you make the right decisions with your money. That starts with me learning as much as I can about your financial situation and your objectives. From there, the discussion could go anywhere. You may benefit from seeing your finances using our advanced cash flow modelling software, to illustrate the options available or to help you calculate when retirement would be more affordable for you.

If we need a new product or service to meet your goals, I am then able to consider anything available on the market for our solution

At the end of the process, you will have a written advice report with the advice and an explanation of my recommendations.

The value I add to my clients

The value I add is different for each client I work with. Whether it is helping you to develop a plan for your retirement or improving the tax efficiency or structure of your investments, my clients will benefit from an explanation they can understand and guidance to choose a solution or product which hopes to meet their needs and improve their financial position.

Areas of advice

• Pension options at retirement
• Pension planning for retirement
• Protection
• Saving & investments
• Business solutions
• Long-term care
• Trust & estate planning
• Financial planning

Specialising in investments, pensions and inheritance tax planning. I am also a designated Pension Transfer Specialist, meaning I am qualified to advise you on the most suitable option for your defined benefit or final salary pensions.

Qualifications

Chartered Financial Planner including:

Advanced Personal Tax and Trust Planning;

Advanced Investment Planning;

Advanced Pension Planning;

Advanced Financial Planning Process; and

Certificate in Long Term Care.

About me

I have been in Financial Advice for over 12 years, moving from North Yorkshire to London around 8 years ago. I gained experience in Private Banking and Accountancy firms before joining Foster Denovo. Outside of work I follow plenty of sport, particularly football, cricket and motor racing. I attempt a few sports myself, with skiing the only one to a decent standard.